Cash Flow Analysis  
Managing debt and maintaining your lifestyle over the long term is challenging. Without a reasonable budgeting plan, it is difficult to effectively manage spending. This Cash Flow Analysis form can help you compare your income to your expenses to determine your net cash flow.
     


Income:
(In the spaces below, write down all your sources of income.
Convert annual and quarterly figures to monthly numbers.)

Salary

$

Alimony, child support

$

Dividends from investments

$

Interest on savings accounts, CDs, etc.

$

Social Security benefits

$

Retirement plan/pension income

$

Other income

$


Expenses:
(Write down the anticipated amounts of your expenditures.
Convert annual and quarterly figures to monthly figures.)

Mortgage payment or rent

$

Groceries

$

Utilities

$

Entertainment, recreation, and dining

$

Insurance

$

Medical (not covered by insurance)

$

Education

$

Vacation

$

Gifts

$

Loan payments (auto, student, etc.)

$

Auto (gas, maintenance, etc.)

$

Credit card payment

$

Clothing

$

Dues and subscriptions

$

Home improvement

$

Charitable contributions

$

Federal taxes

$

State taxes

$

FICA (Social Security)

$

Other taxes

$

Other expenses

$
 
   
   
United Capital Management of Kansas, Inc.
104 E. Iron Salina, KS 67401
Phone: 785.823.7900 or 800.887.2423 Fax: 785.823.7913
ckoehn@sterneagee.com cgiroux@sterneagee.com rkolzow@sterneagee.com dchase@sterneagee.com tmatney@sterneagee.com nbehner@sterneagee.com jareds@sterneagee.com lhuncovsky@sterneagee.com

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United Capital Management of Kansas, Inc., is independent of, not owned or operated by Sterne Agee Financial Services.   

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